BEGIN:VCARD VERSION:3.0 REV:2024-05-07T22:52:48Z N;CHARSET=utf-8:Richards;David ;;; FN;CHARSET=utf-8:David Richards ORG;CHARSET=utf-8:North P&I Club TITLE;CHARSET=utf-8:Deputy Global Head of P&I Claims/Head of Legal & Expert ise EMAIL;INTERNET:david.richards@nepia.com TEL;PREF;WORK:+44 191 232 5221 TEL;CELL:+44 774 760 0284 END:VCARD