BEGIN:VCARD VERSION:3.0 REV:2024-04-28T09:25:07Z N;CHARSET=utf-8:Hearne;Andrew;;; FN;CHARSET=utf-8:Andrew Hearne ORG;CHARSET=utf-8:North P&I Club TITLE;CHARSET=utf-8:Underwriting Director - Nordics & Northern Europe EMAIL;INTERNET:andrew.hearne@nepia.com TEL;PREF;WORK:+44 191 232 5221 TEL;CELL:+44 786 084 5824 END:VCARD