By selecting UK flag, you have now set your site language to English. If you'd like to change your language preference again, simply click on one of the other flags.

Close

こちら Japan flag を選択して頂くと、言語設定が日本語に切り替わります。設定変更後は以下の機能が利用可能です。

  • 日本語版ウェブサイトへのクイックアクセスが可能となり、日本語の刊行物をご覧頂けます。

  • 日本語版が閲覧可能な刊行物や記事については、日本語が優先表示されます。表示言語については Japan flag をご参照下さい。

閉じる 言語設定を切り替えたい場合には、国旗のマークをクリックして下さい。

By selecting Japan flag, you have now set your language to Japanese. This has several benefits, including:

  • Providing quick access to our Japan page, which collates all our Japanese content in one place.

  • Ensures that content is presented to you in Japanese first, if we have an article, publication or webpage available in Japanese. Look out for the Japan flag indicators across the site.

Close If you’d like to change your language preferences again, simply click on one of the other flags.

点击选择 China flag,可将网站语言设置为中文。这能帮助您:

  • 快速访问我们的中国区页面,该页面将有网站内容的中文汇总。

  • 在我们的文章、出版物或者网页有中文版本提供的情况下,确保首先向您展示的是中文版本的内容。您可关注站点上的 China flag 按键。

关闭 点击任意其他国旗,可切换您的语言偏好。

By selecting China flag, you have now set your language to Chinese. This has several benefits, including:

  • Providing quick access to our China page, which collates all our Chinese content in one place.

  • Ensures that content is presented to you in Chinese first, if we have an article, publication or webpage available in Chinese. Look out for the China flag indicators across the site.

Close If you’d like to change your language preferences again, simply click on one of the other flags.

North has merged with Standard Club to form NorthStandard.
Find out more about NorthStandard here or continue on this site to access information and resources.

Annual Review Masthead

Annual Review 2021

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Welcome to our Annual Review 2021. In this new interactive all-digital edition you can find out more about our premium income, investment returns, capital and free reserves, combined ratio, external tonnage and claims performance.

Thanks to the launch of our MyNorth Publications app, you can now explore our Annual Review in a whole new interactive format on your tablet.

 


Highlights

  • Combined ratio: 113.7%
  • Free reserves (US$): 450m
  • Investment return: 6.67%
  • Premium income: 406m
  • S&P Global: A Rating & AAA capital strength

Access the Annual Review your way

We know that different people enjoy reading publications in different ways, you may want to discover related resources on our website, share it with colleagues or print out a useful article for reference. This is why this edition of our Annual Review is available via the app, as an online publication as well as our usual PDF download.

Click the links images below to jump to our App, Online and PDF versions.​​

 
Annual Review App Annual Review Online Annual Review PDF
App – a new way to view our Annual Review on your tablet Online – for an enhanced desktop experience PDF – for easy printing and sharing

MyNorth Publications - A new way to view our Annual Review

MyNorth Publications is an engaging new way to view North content on your tablet.

Annual Review App Infographic

Benefits

  • Quick access to a range of publications directly from your tablet
  • View online or download to read offline at your leisure
  • Easy to share content with colleagues
  • All MyNorth publications are fully interactive for an enhanced experience
  • Receive push notifications when your favourite publications go live

Download

MyNorth Publications is available on the App Store and Google Play Store. Simply click on the relevant store below to download our free app and get immediate access in our new and interactive format.

Using the app

For assistance on using MyNorth Publications, please view the ‘Help‘ section in the app. You can also view instructions here.



Collect and reference articles, publications and your own contacts list in your personal area.

  • Follow your interests
  • Access to more content
  • Connect with the relevant people
Register

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Welcome to

We've merged with Standard Club to form NorthStandard, this means a new name and look for us, and even better service, support, and cover for you.

You can find out more about NorthStandard on our new website here. As part of the NorthStandard Group, please continue to use nepia.com for your industry news, publications and expertise as well as club rules and contacts.